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Supporting Hardship Information

In order to provide the lender with a complete picture of the seller's hardship, it can help to provide additional documents:

  • HOA Liens
  • Medical Bills
  • Disability Statements
  • Unemployment Benefits or Status
  • Divorce Decree

Medical hardships and unemployment, to a certain extent, are easy for a lender to understand and they will agree to a short sale in just about every medical hardship situation. The seller should not try to "fake" medical hardship. The lender will verify this information.